Fees Effective August 1, 2019
Account Closing If the account is closed within 180 days of opening (Account will auto-close if balance remains zero for 10 consecutive calendar days) |
$25.00 | (a) |
Account Reconcilements (1 hr minimum) | $25.00/hr | (a) |
American Express | ||
Gift Cheques (each) | $2.50 | |
Traveler’s Cheques | 1% of face value | |
Cashiers Checks (each) First one free for account holder per day |
$8.00 | |
Check Printing | Varies | (a)(b) |
Collection Items | ||
Domestic (each) Plus any correspondent bank’s fee in full and any processing expenses |
$35.00 | |
International (each) Plus any correspondent bank’s fee in full and any processing expenses |
$45.00 | |
Copies of Checks, Debits, Deposits, Withdrawals, Statements or Partial Statements (cut-off Statements) (each) |
$5.00 | |
Debit/ATM Card Replacement | $10.00 | |
Expedited Delivery | $50.00 | |
Deposited or Cashed Items Returned Unpaid | $5.00 | |
Dormant Account Fee (monthly after 24 months) | $7.00 | |
Electronic Bill Pay: | ||
Retail Account (per month) | No Fee | |
Commercial Account (per month) | No Fee | |
Hold Mail (per statement) | $5.00 | |
Legal Document Processing | ||
(Levies, Garnishments, Citations, Subpoenas, Liens, or other Court, Regulatory, or Administrative Orders) | $80.00 | |
Money Orders First one free for account holders per day |
$5.00 | (b) |
Notarization (per notary visit) | $5.00 | |
Overdraft Items Paid or Returned against Unavailable Funds Includes but not limited to overdrafts created by check, ACH debits or in-person withdrawals at a teller. (Maximum of 4 overdraft charges per day) |
$30.00 | (a)(b) |
Continuous Daily Overdraft Fee Fee is assessed when account balance remains negative for three consecutive business days. For example: Overdrawn on Monday, fee assessed on Wednesday. This fee applies to all items that overdraw your account, including bank fees and service charges. |
$5.00 | |
Stop Payments (each) | $30.00 | (b) |
Wire Transfer: | ||
Domestic | $30.00 | |
Foreign | $45.00 | |
(a) – Does not apply to Silver or IRA Savings accounts. (b) – Does not apply to any Certificate of Deposit account. |
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(Rev. 8/19) |