Account Fees

Fees Effective August 1, 2019

Account Closing
If the account is closed within 180 days of opening
(Account will auto-close if balance remains zero for 10 consecutive calendar days)
$25.00 (a)
Account Reconcilements (1 hr minimum) $25.00/hr (a)
American Express
Gift Cheques (each) $2.50
Traveler’s Cheques 1% of face value
Cashiers Checks (each)
First one free for account holder per day
Check Printing Varies (a)(b)
Collection Items
Domestic (each)
Plus any correspondent bank’s fee in full and any processing expenses
International (each)
Plus any correspondent bank’s fee in full and any processing expenses
Copies of Checks, Debits, Deposits, Withdrawals,
Statements or Partial Statements (cut-off Statements)

Debit/ATM Card Replacement $10.00
Expedited Delivery $50.00
Deposited or Cashed Items Returned Unpaid $5.00
Dormant Account Fee (monthly after 24 months) $7.00
Electronic Bill Pay:
Retail Account (per month) No Fee
Commercial Account (per month) No Fee
Hold Mail (per statement) $5.00
Legal Document Processing
(Levies, Garnishments, Citations, Subpoenas, Liens, or other Court, Regulatory, or Administrative Orders) $80.00
Money Orders
First one free for account holders per day
$5.00 (b)
Notarization (per notary visit) $5.00
Overdraft Items Paid or Returned against Unavailable Funds
Includes but not limited to overdrafts created by check, ACH debits or in-person withdrawals at a teller. (Maximum of 4 overdraft charges per day)
$30.00 (a)(b)
Continuous Daily Overdraft Fee
Fee is assessed when account balance remains negative for three consecutive business days. For example: Overdrawn on Monday, fee assessed on Wednesday. This fee applies to all items that overdraw your account, including bank fees and service charges.
Stop Payments (each) $30.00 (b)
Wire Transfer:
Domestic $30.00
Foreign $45.00
(a) – Does not apply to Silver or IRA Savings accounts.
(b) – Does not apply to any Certificate of Deposit account.
(Rev. 8/19)