Account Fees

Fees Effective February 1, 2015

Account Closing
If the account is closed within 180 days of opening
$25.00 (a)
Account Reconcilements (1 hr minimum) $25.00/hr (a)
American Express
Gift Cheques (each) $2.50
Traveler’s Cheques 1% of face value
Cashiers Checks (each)
First one free for account holder per day
$8.00
Check Printing Varies (a)(b)
Collection Items
Domestic (each)
Plus any correspondent bank’s fee in full and any processing expenses
$35.00
International (each)
Plus any correspondent bank’s fee in full and any processing expenses
$45.00
Copies of Checks, Debits, Deposits, Withdrawals,
Statements or Partial Statements (cut-off Statements)

(each)
$5.00
Debit/ATM Card Replacement $10.00
Expedited Delivery $50.00
Deposited or Cashed Items Returned Unpaid $5.00
Dormant Account Fee (monthly after 24 months) $7.00
Electronic Bill Pay:
Retail Account (per month) No Fee
Commercial Account (per month) No Fee
Hold Mail (per statement) $5.00
Legal Document Processing
(Levies, Garnishments, Citations, Subpoenas, Liens, or other Court, Regulatory, or Administrative Orders) $80.00
Money Orders
First one free for account holders per day
$5.00 (b)
Notarization (per notary visit) $5.00
Overdraft Items Paid or Returned against Unavailable Funds
Includes but not limited to overdrafts created by check, ACH debits or in-person withdrawals at a teller. (Maximum of 4 overdraft charges per day)
$30.00 (a)(b)
Extended Overdraft Fee (per day)
If account balance remains negative for three consecutive business days
$5.00
Stop Payments (each) $30.00 (b)
Wire Transfer:
Domestic $30.00
Foreign $45.00
(a) – Does not apply to Silver or IRA Savings accounts.
(b) – Does not apply to any Certificate of Deposit account.
(Rev. 1/15)