Check out our calculators to help you determine your options.
Mortgage Options
Long-term Fixed Rate MortgagesĀ are our most popular type of mortgages. They offer interest rate protection for longer terms, with fixed affordable monthly payments.
Shorter, Fixed Rate MortgagesĀ are a good way to build equity quickly and pay less interest over the life of your loan while protecting your interest rate.
Short Term Adjustable Rate Mortgages (ARMs)Ā are an option for those who plan to sell their home in a few years. We offer several adjustable rate options. Many have lower short-term initial interest rates, which enable buyers to qualify for larger loans.
Specialty Mortgages for Buyers with Specific Needs
Application Checklist:Ā
The following is a list of pertinent information to bring along when applying for a mortgage:
- Social security number
- Employment historyāpast two years
- Residential history with zip codesāpast two years
- Landlord history with address and phone numberāpast two years
- Statements of checking, savings, stock accountsāpast three months
- Tax returns and W2s ā past two years
- Pay stubsāpast 30 days
- Current credit card statements
- Fully executed sales contract (If applicable)
- Name and address of all creditors with account number, monthly payment, outstanding balance
Estimate your payment with ourĀ loan and mortgage calculators.