Additional FDIC Insurance Coverage through December 31, 2010

Burling Bank is participating in the FDIC's Transaction Account Guarantee Program (TAG), which is part of the Temporary Liquidity Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

• Funds held in non-interest bearing transaction accounts are insured in full by the FDIC through December 31, 2010.
• Funds held in NOW accounts, which are interest bearing transaction accounts earning 0.50% or less ( 0.25% effective July 1, 2010), and Interest on Lawyer's Trust Account (IOLTA) / Interest on Trust Account (IOTA) accounts are also insured in full by the FDIC through Decemer 31, 2010.
• For sweep accounts, the FDIC Transaction Account Guarantee does not apply to the funds that are swept into an interest bearing or non-transaction account. At the end of the business day, the funds will be insured based on the type of account the funds are in after the sweep has taken place.

As a reminder, the FDIC increased the amount of insurance it provides on eligible savings deposits from $100,000 to $250,000 per depositor through December 31, 2013. This means that consumer and business deposit accounts—such as savings, CDs, and money market accounts—are insured for up to $250,000 through December 31, 2013.

For more information from the FDIC, call toll free at 1-877-ASK-FDIC (1-877-275-3342). Hearing impaired line 1-800-925-4618.